Firearms documentation
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I created a .xls file on my computer and saved to a flash drive also made a hard copy for my safe. I record all numbers + any items of value like scopes etc... and also values.
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I did the same thing G1D. I got a copy of the file on three different flash drives in three different places. I also took pics of each gun and accessory. I also have pics of everything in the house and the house itself on there. If anything happens to house or contents, I have pictoral proof of what I have.
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Just about exactly what I have done ... digital pictures of everything, video of the entire house and contents, .XLS spreadsheet listing all guns and valuables -- all put on CD and stored in safety deposit box.Hammer said:
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Digital pics and videos are great. I have a customer who lost everything in a house fire and they had pics and videos of the contents of their home. They had many antiques, This was a huge help for them when it came time to deal with the insurance company on their contents.
On my guns and wife's jewlery i have a seperate insurance policy to cover these items. Check your homeowners policy to see what your $ amount limit on firearms and jewlery is.... it will most likely not be sufficient to cover your guns if they are lost to fire or theft.
i use an excel spread sheet with pics of all guns and jewlery along with the attached receipts and they are kept in my safedeposit box at the bank.
On my guns and wife's jewlery i have a seperate insurance policy to cover these items. Check your homeowners policy to see what your $ amount limit on firearms and jewlery is.... it will most likely not be sufficient to cover your guns if they are lost to fire or theft.
i use an excel spread sheet with pics of all guns and jewlery along with the attached receipts and they are kept in my safedeposit box at the bank.
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Hate to throw a little "cold water" on the topic....
But you should know....Unless you have a homeowners "rider" ...read additional expense here....It won't help much except to be able to give info to the police for their report.
Most homeowners Ins will not cover loss of firearms...and I'd bet most members of this forum have substantial "collections"...
Great practice..I applaude ya'll...I need to update mine......
:goodpost:
But you should know....Unless you have a homeowners "rider" ...read additional expense here....It won't help much except to be able to give info to the police for their report.
Most homeowners Ins will not cover loss of firearms...and I'd bet most members of this forum have substantial "collections"...
Great practice..I applaude ya'll...I need to update mine......
:goodpost:
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the rider policy from my company requires serial numbers and I ain't ready to give them up just yet. also add and subtract alot some they would need to hire an extra person just to handle me.
I'm like Ftsibley, My daughter used to work in insurance and she got us to get a rider on our homeowners. I have most of my guns on there. My agent is a gun guy too, when I get one I drive it to the agents office and have someone come out to take a picture and get serial # and the value I want to insure it for. Every so often when I sell or trade I get it updated. Probably the best piece of mind I could have. Mine is very reasonable like $10 per 1K of insured item. Works on jewelry as well. I think most homeowners policies have a low limit on guns and stuff. It sure pays to ask a bunch of questions, that is like an outbuilding, shop, garage etc. It is covered if it is within 100 feet of your home.
I know of a family that came home after church and found 1 of their safes in the middle of the road, they have a long drive with security gates, I believe the thugs got away with 3 loaded safes. I'm not exactly sure of the $10 per 1K but I believe that is correct, but hey if I had your $$ what would I worry about!!!
I kind of understand your reluctance to give out serial numbers, but wonder how those would be of any real value to anyone? The only "kick" I can think of, is, if you happened to acquire a "hot" gun, and that S/N found it's way to a police computer check........but, on the other hand, how many guns have been confiscated by cops claiming the S/N came up "stolen", when it did not, in reality?msredneck said:
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Someone stole one of those upright a tool chests full of Craftsman tools from my carport several years ago.
I had State Farm Homeowners replacement coverage; so I thought they would reimburse me for the tools and I would just buy some more.
Yeah, right. Think again.
They depreciated the tools. Like if a set of new sockets cost $100 and mine were 5 years old, they would give me only something like $50.
I tried to explain that tools, especially Craftsman tools, do NOT depreciate. But they said that it was State Farm policy to depreciate everything.
I fudged as much as I could but eventually got only about 3/4 of what it cost to buy new ones.
I wonder if they would depreciate guns and for how many years. Anybody know?
I had State Farm Homeowners replacement coverage; so I thought they would reimburse me for the tools and I would just buy some more.
Yeah, right. Think again.
They depreciated the tools. Like if a set of new sockets cost $100 and mine were 5 years old, they would give me only something like $50.
I tried to explain that tools, especially Craftsman tools, do NOT depreciate. But they said that it was State Farm policy to depreciate everything.
I fudged as much as I could but eventually got only about 3/4 of what it cost to buy new ones.
I wonder if they would depreciate guns and for how many years. Anybody know?
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